Run the numbers before you make the call.

Loan Payment Calculator

Monthly payment, total interest and payoff cost for any fixed-rate loan.

Amortization Schedule

See how each payment splits between principal and interest over the life of the loan.

Auto Loan Calculator

Payment on a vehicle after down payment, trade-in and sales tax.

Credit Card Payoff

How long a card balance takes to clear, and what all that waiting costs you in interest.

Extra Payment Savings

What an extra payment each month saves you in interest and time.

Mortgage Payment

Full PITI payment including taxes, insurance and PMI.

How Much House Can I Afford?

Maximum price based on income, debts and lender debt-to-income limits.

Refinance Break-Even

How many months until a refinance pays for its closing costs.

Rent vs. Buy

Compare the total cost of renting against owning over a holding period.

Compound Interest

Grow a lump sum with any compounding frequency.

Savings Goal

How much to set aside each month to hit a target by a deadline.

Investment Growth With Contributions

Project a portfolio with regular contributions and a return assumption.

Retirement Nest Egg

Will your savings last? Project your balance to retirement and through it.

401(k) Growth & Employer Match

See how your deferral plus the company match compounds to retirement.

RMD Estimator

Required minimum distribution from an IRA or 401(k), using the IRS Uniform Lifetime Table.

Take-Home Pay Estimator

Federal, Nebraska, Social Security and Medicare withholding from each check.

Self-Employment Tax

Self-employment tax on net business profit, plus the deductible employer half.

Quarterly Estimated Tax

Safe-harbor estimate of what to send the IRS each quarter.

Break-Even Analysis

Units and revenue needed to cover fixed costs.

Equipment Lease vs. Buy

Present-value comparison of leasing against financing a purchase.

Return on Investment

Simple and annualized ROI on a project or purchase.

NPV & IRR

Evaluate a project with an initial outlay and level annual cash flows.

Emergency Fund Target

How big your cash reserve should be and how fast you can build it.

Life Insurance Needs

Coverage needed to replace income and clear obligations.

College Savings (529)

Monthly savings needed to cover future tuition costs.

Inflation & Purchasing Power

What today's dollars will be worth down the road, and what it takes to keep pace.

CD & Savings Yield

APY, maturity value and after-tax return on a certificate of deposit.

Annuity Payout

Income a lump sum can produce over a fixed number of years.

What Rate Am I Paying?

Back into the true interest rate from an amount financed and a payment.

Car Lease vs. Buy

Compare the true cost of leasing a vehicle against financing and keeping it.

Debt Consolidation

See whether rolling several balances into one loan actually saves you money.

Biweekly Mortgage Payments

Paying half your mortgage every two weeks adds one extra payment a year. Here is what that buys you.

Home Equity & HELOC Borrowing Power

How much equity you have built and how much of it a lender will let you borrow.

Capital Gains Tax Estimator

Estimate federal tax on an investment or property sale, long term or short term.

Marginal vs. Effective Tax Rate

Find the rate on your next dollar and the rate you actually pay across all of your income.

Roth vs. Traditional

Pay tax now or pay tax later? Compare what each account leaves you to spend.

Social Security Claiming Age

Claim early and get smaller checks longer, or wait and get bigger ones. Find the break-even age.

Taxable vs. Tax-Deferred Growth

What sheltering your growth from yearly taxes is actually worth over time.

Asset Allocation Guide

A starting mix of stocks, bonds and cash based on your timeline and your stomach for risk.

Working Capital & Liquidity

Whether your business can cover the next twelve months of bills out of current assets.

True Cost of an Employee

Wages are only part of it. Add payroll taxes, benefits and insurance to see the real number.

Disability Insurance Need

How much monthly coverage it takes to keep the lights on if you cannot work.