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Savings & Investing

Compound Interest

Grow a lump sum with any compounding frequency.

Your numbers

$
%

Future value

$40,387

Balance

grows to $40.4K

Total growth
$30,387
Effective annual rate
7.23%
Multiple of starting amount
4.04x

This assumes the rate never changes and nothing is withdrawn. Real returns bounce around, so treat the ending number as a middle-of-the-road estimate rather than a promise.

In plain English

Compound Interest explained simply

This is the one we get most excited about at Rauner's. Money can make more money. Then that new money makes money too. This shows how a snowball of savings grows when you leave it alone.

For example

Put in $10,000 at 7% and don't touch it for 30 years. It grows to about $76,000, and you never added another dollar.

Words on this page

Want a second set of eyes on these numbers?

These calculators are estimates for planning purposes and don't account for every detail of your situation. Bring your results to us and we'll pressure-test them against your actual tax picture.

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