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Mortgage & Home
How Much House Can I Afford?
Maximum price based on income, debts and lender debt-to-income limits.
Your numbers
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Maximum home price
$413,241
Maximum loan$373K
Housing budget / month$2.9K
Principal & interest$2.4K
Taxes & insurance$433
- Maximum loan
- $373,241
- Housing budget / month
- $2,854.17
- Principal & interest
- $2,420.83
- Taxes & insurance
- $433.33
Lenders also weigh credit score, reserves and employment history.
In plain English
How Much House Can I Afford? explained simply
Banks won't let you spend all your money on a house. This estimates the biggest house price they'd likely say yes to, based on what you earn and what you already owe.
For example
Earn $90,000 a year with $500 of other monthly debts? A lender might approve you for a house somewhere around $300,000, depending on rates.
Words on this page
Want a second set of eyes on these numbers?
These calculators are estimates for planning purposes and don't account for every detail of your situation. Bring your results to us and we'll pressure-test them against your actual tax picture.
Talk to a CPA